Vehicle
Flatbed Truck Insurance
Commercial flatbed insurance for owner-operators, flatbed carriers, contractors, and hauling companies—fast to quote, straightforward to place, and priced on how each operator actually runs. Flatbed trucking insurance is available through STAR Mutual's program across 40 states, exclusively through appointed independent agents.
states
classes
reinsurers
online
states
classes
reinsurers
online
Auto hauler. Owner-operator.
AZ
$12,867
Refrigerated goods hauling. Owner-operator.
CA
$10,390
Dirt, sand & gravel and refuse hauling, new venture. 1-5 vehicles.
FL
$14,095
Dry van / flatbed / LTL. Owner-operator.
GA
$8,109
Dry van / flatbed / LTL, new venture. 5-10 vehicles.
IL
$9,359
Refrigerated goods hauling, renewal, retained account. Owner-operator.
IN
$8,816
Dirt, sand & gravel and refuse hauling, $1,500,000 liability limits. Owner-operator.
NJ
$12,916
Dirt, sand & gravel and refuse hauling, new venture. 1-5 vehicles.
TX
$12,098
Dirt, sand & gravel, large fleet. 10+ vehicles.
TX
$11,829
Mixed fleet operations, large fleet, new venture. 10+ vehicles.
WA
$10,318
Reviewed by STAR Mutual RRG.
What Is Commercial Flatbed Truck Insurance?
A flatbed truck is an open-deck commercial vehicle, no sides, no roof, designed to haul oversized, heavy, or irregularly shaped cargo that cannot fit inside an enclosed trailer. Flatbed operations include general freight, construction materials, steel and coil, lumber, heavy equipment, and oversize loads. The open-deck configuration makes flatbed operations distinct from dry van and reefer trucking. Cargo is exposed during transit and securing requirements are more demanding.
Commercial auto insurance for flatbed trucks is part of the operating structure for flatbed trucks used for commercial purposes. For flatbed carriers operating as for-hire motor carriers under FMCSA authority, BMC-91X filings are submitted as part of the policy placement process, confirming that a compliant liability policy is in force and is part of the operating authority activation process. An appointed agent can confirm the coverage structure appropriate for a specific flatbed operation and state.
Flatbed Insurance Requirements
Commercial flatbed insurance structure for flatbed trucks varies by operating structure and state. For flatbed carriers operating as for-hire carriers in interstate commerce under FMCSA authority, federal minimum liability limits are in place. Most freight brokers and shippers specify $1,000,000 regardless of the federal minimum. An appointed agent can confirm the applicable structure for a specific operation and state.
Who Is Flatbed Truck Insurance For?
Commercial flatbed insurance is available for any operation that puts an open-deck commercial vehicle on the road for commercial purposes. Coverage is available through STAR Mutual's program for flatbed operations across 40 states.
Owner-Operators
Independent flatbed owner-operators running their own authority or leased to a motor carrier carry commercial auto liability as part of their operating structure. Owner-operator flatbed insurance is available for new and established operators across a range of flatbed classes—from general freight to steel hauling. New authority operators are welcome. The rate reflects the operator's own safety record and driving history.
Flatbed Carriers and For-Hire Motor Carriers
For-hire flatbed carriers transporting freight under their own FMCSA operating authority carry ongoing liability exposure across the operation. Insurance for flatbed haulers is available at every stage—from new authority through established flatbed operations. BMC-91X filings are submitted as part of the policy placement process—flatbed for-hire motor carriers are in the program from the moment the policy is placed.
Construction and Contractor Operations
Contractors, construction companies, and equipment transport businesses using flatbed trucks to haul materials, machinery, and oversize loads carry commercial auto liability exposure across their operations. Commercial auto insurance for flatbed trucks is available for contractor and construction operations—priced to the specific profile of each operation rather than a generic rate.
Heavy Haul and Specialized Flatbed Operations
Heavy haul operations—oversize and overweight loads, specialized equipment transport, and lowboy operations—carry a distinct liability profile from standard flatbed freight. Coverage is available for heavy haul flatbed operations through the program. An appointed agent can confirm eligibility and coverage structure for a specific heavy haul or specialized flatbed operation.
Owner-Operators
Independent flatbed owner-operators running their own authority or leased to a motor carrier carry commercial auto liability as part of their operating structure. Owner-operator flatbed insurance is available for new and established operators across a range of flatbed classes—from general freight to steel hauling. New authority operators are welcome. The rate reflects the operator's own safety record and driving history.
Flatbed Carriers and For-Hire Motor Carriers
For-hire flatbed carriers transporting freight under their own FMCSA operating authority carry ongoing liability exposure across the operation. Insurance for flatbed haulers is available at every stage—from new authority through established flatbed operations. BMC-91X filings are submitted as part of the policy placement process—flatbed for-hire motor carriers are in the program from the moment the policy is placed.
Construction and Contractor Operations
Contractors, construction companies, and equipment transport businesses using flatbed trucks to haul materials, machinery, and oversize loads carry commercial auto liability exposure across their operations. Commercial auto insurance for flatbed trucks is available for contractor and construction operations—priced to the specific profile of each operation rather than a generic rate.
Heavy Haul and Specialized Flatbed Operations
Heavy haul operations—oversize and overweight loads, specialized equipment transport, and lowboy operations—carry a distinct liability profile from standard flatbed freight. Coverage is available for heavy haul flatbed operations through the program. An appointed agent can confirm eligibility and coverage structure for a specific heavy haul or specialized flatbed operation.
Flatbed Truck Types We Cover
Flatbed insurance is available across a range of open-deck configurations. An appointed agent can confirm eligibility for a specific vehicle and operation.
Standard Flatbed Trucks—Class 7–8 open-deck trailers pulled by a semi tractor; the most common flatbed configuration for general freight, steel, and construction materials; 48-foot and 53-foot configurations.
Step Deck Trucks—two-level open-deck trailers allowing taller cargo that exceeds standard height limits; used in equipment transport and oversized freight; also referred to as drop deck trailers.
Lowboy Trailers—low-clearance configurations for heavy equipment and oversized loads; used in construction equipment transport and heavy haul operations.
Flatbed Pickup Trucks—light-duty flatbed configurations including F350, Ram 5500, and similar models used in local hauling, contractor work, and hotshot operations; also referred to as commercial flatbed pickup in some markets.
Extendable Flatbeds—variable-length configurations for oversize and long freight; used in steel, lumber, and specialty cargo transport.
Double Drop Trailers—well-style configurations for maximum height clearance; used in heavy equipment and machinery transport.
Flatbed Cargo and Operations We Cover
Flatbed truck insurance is available for a range of cargo types and hauling operations. An appointed agent can confirm eligibility for a specific cargo type and operation.
Steel and Coil—steel coil, plate, pipe, and structural steel; securing requirements and cargo weight are primary considerations; also referred to as flatbed coil securement cargo in the industry.
Lumber and Building Materials—construction lumber, plywood, and building materials; common in regional and local flatbed operations; also referred to as lumber delivery flatbed operations.
Construction Equipment—machinery, excavators, and construction equipment transported on flatbed, step deck, and lowboy configurations.
General Freight—palletized and strapped freight that does not require an enclosed trailer; the broadest flatbed cargo category.
Oversize and Overweight Loads—permit loads, wide loads, and overweight freight requiring special routing and state permits; heavy haul flatbed operations; physical damage coverage for oversize and overweight loads is subject to eligibility review.
Auto Hauling—vehicle transport on flatbed and specialized flatbed-based auto transport; an appointed agent can confirm eligibility for a specific auto hauling configuration.
Commercial Flatbed Insurance Coverage
A complete flatbed truck insurance program involves several coverages, each addressing a different aspect of the operation’s exposure. The coverages below are available for flatbed operations through appointed independent agents.
Core Coverages
Additional Coverages
Flatbed Truck Insurance Cost
Flatbed truck insurance cost is determined by the specific profile of each operation. The determination is individual: the rate reflects the operator’s own safety record and operating history, not a market average that treats every flatbed operation the same way. Several factors influence the final rate:
Type of operation—general freight, steel and coil, heavy haul, oversize loads, and construction materials each carry different operating characteristics that are reflected in the rate.
Flatbed configuration—standard flatbed, step deck, lowboy, and specialty configurations are considered in pricing.
Cargo type—the nature of the freight being transported, including commodity type, value, and securing requirements, factors into the rate.
Driving history—the safety record and CDL experience of scheduled operators are considered; prior violations and loss history are considered alongside.
Operating radius—local, regional, and long-haul interstate operations are rated differently.
Coverage limits selected—the liability limit selected is considered; freight brokers and shippers commonly specify minimum limits.
New authority or established operation—new authority operations typically carry higher initial premiums; the rate is reviewed at renewal as the operation builds a record.
An appointed agent can request a flatbed insurance quote for a specific operation and state.
For Agents Who Write Transportation
STAR Mutual gives agents who place trucking business a carrier that works: a clear appetite answer on every submission, a rate that holds at renewal, and a program that keeps safety-first operators on the book.
Fast
Same-Day Eligibility
a fast, clear answer—same-business-day quote review
Fast Filings
BMC-91X and Form E/F filings in 24–48 hours of binding; COIs same day
Easy
Online from Quote to Bind
quote, bind, and service online—filings handled, COIs same-day
No-Interest Billing
zero-interest direct bill, no third-party finance company
Fair
Performance-Based Pricing
the rate reflects each operator's own safety record and history
Disciplined Pool
safety-first operators aren’t carrying the market’s losses
Fast
Same-Day Eligibility
a fast, clear answer—same-business-day quote review
Fast Filings
BMC-91X and Form E/F filings in 24–48 hours of binding; COIs same day
Easy
Online from Quote to Bind
quote, bind, and service online—filings handled, COIs same-day
No-Interest Billing
zero-interest direct bill, no third-party finance company
Fair
Performance-Based Pricing
the rate reflects each operator's own safety record and history
Disciplined Pool
safety-first operators aren’t carrying the market’s losses
Ready to Place Flatbed Truck Coverage?
Same-day eligibility. Fast filings. A rate that reflects the operator’s own record. STAR Mutual is built for safety-first operators. For the agents who place them, it’s a program that holds at renewal. Long-term relationships start with the right appointment.
States We Cover
Flatbed truck insurance is available across 40 states—from Texas and California to Florida and Illinois—through appointed independent agents. Coverage availability varies by operation type and state—an appointed agent can confirm availability for a specific flatbed operation and location.
Explore States We Cover
Other Vehicle Types We Insure
Coverage is available for a wide range of commercial vehicles beyond flatbed trucks. An appointed agent can confirm eligibility for a specific vehicle type and operation.
Semi Truck / Tractor—Class 7–8 power units for long-haul and regional freight
Hotshot Truck—time-sensitive freight on gooseneck trailers
Dump Truck—construction, excavation, and aggregate hauling
Box Truck—local delivery and freight distribution
Cargo Van—last-mile delivery and courier operations
Tow Truck—roadside assistance and recovery
Car Hauler—vehicle transport and dealership logistics
Reefer / Refrigerated Truck—temperature-controlled transport
Frequently Asked Questions About Flatbed Truck Insurance
What is the normal insurance coverage for a flatbed truck?
Commercial flatbed insurance coverage typically involves commercial auto liability as the foundational coverage—addressing third-party bodily injury, property damage, and legal defense costs. Physical damage coverage addresses repair or replacement costs for the flatbed truck itself. Motor truck cargo insurance addresses loss or damage to freight hauled for others. Uninsured and underinsured motorist coverage and personal injury protection are available depending on the state and the nature of the operation. An appointed agent can confirm the full coverage structure appropriate for a specific flatbed operation.
What kind of insurance do I need for a flatbed truck?
At minimum, a flatbed truck used for commercial purposes carries commercial auto liability insurance as part of its operating structure. For flatbed carriers operating as for-hire motor carriers under FMCSA authority, the BMC-91X filing is part of the authority activation process. Beyond the liability minimum, most freight brokers and shippers specify motor truck cargo insurance as part of their requirements for working with a flatbed carrier. Physical damage coverage addresses the truck itself. The full coverage structure varies by type of operation, the cargo being hauled, and the states in which the flatbed operates. An appointed agent can confirm the coverage structure appropriate for a specific flatbed operation.
Does a flatbed trailer need its own insurance?
A flatbed trailer is a separate scheduled unit from the tractor that pulls it. Commercial auto liability insurance addresses the tractor's third-party liability exposure. Physical damage coverage for the trailer itself—is a separate coverage consideration available through the RTA partner program where applicable. An appointed agent can confirm the coverage structure appropriate for a specific tractor and flatbed trailer combination.
Can I use personal auto insurance for a flatbed truck?
Personal auto policies are not designed to cover vehicles used for commercial purposes. Any flatbed truck operated for commercial hauling—whether for-hire freight, contractor work, or equipment transport—falls within the operating structure for commercial auto insurance. Insuring a flatbed truck for commercial use requires a commercial auto liability policy. An appointed agent can confirm the coverage structure appropriate for a specific flatbed operation.
How much is flatbed truck insurance?
Flatbed truck insurance cost depends on the specific profile of each operation—flatbed configuration, type of freight, driving history, operating radius, cargo type, and the coverage limits selected. New authority operations typically carry higher initial premiums, with the rate reviewed at renewal as the operation builds its own record. The rate reflects the operator's own record—not a market average. An appointed agent can request a flatbed insurance quote for a specific operation and state.
What Is Commercial Flatbed Truck Insurance?
A flatbed truck is an open-deck commercial vehicle, no sides, no roof, designed to haul oversized, heavy, or irregularly shaped cargo that cannot fit inside an enclosed trailer. Flatbed operations include general freight, construction materials, steel and coil, lumber, heavy equipment, and oversize loads. The open-deck configuration makes flatbed operations distinct from dry van and reefer trucking. Cargo is exposed during transit and securing requirements are more demanding.
Commercial auto insurance for flatbed trucks is part of the operating structure for flatbed trucks used for commercial purposes. For flatbed carriers operating as for-hire motor carriers under FMCSA authority, BMC-91X filings are submitted as part of the policy placement process, confirming that a compliant liability policy is in force and is part of the operating authority activation process. An appointed agent can confirm the coverage structure appropriate for a specific flatbed operation and state.
Flatbed Insurance Requirements
Commercial flatbed insurance structure for flatbed trucks varies by operating structure and state. For flatbed carriers operating as for-hire carriers in interstate commerce under FMCSA authority, federal minimum liability limits are in place. Most freight brokers and shippers specify $1,000,000 regardless of the federal minimum. An appointed agent can confirm the applicable structure for a specific operation and state.
Who Is Flatbed Truck Insurance For?
Commercial flatbed insurance is available for any operation that puts an open-deck commercial vehicle on the road for commercial purposes. Coverage is available through STAR Mutual's program for flatbed operations across 40 states.
Owner-Operators
Independent flatbed owner-operators running their own authority or leased to a motor carrier carry commercial auto liability as part of their operating structure. Owner-operator flatbed insurance is available for new and established operators across a range of flatbed classes—from general freight to steel hauling. New authority operators are welcome. The rate reflects the operator's own safety record and driving history.
Flatbed Carriers and For-Hire Motor Carriers
For-hire flatbed carriers transporting freight under their own FMCSA operating authority carry ongoing liability exposure across the operation. Insurance for flatbed haulers is available at every stage—from new authority through established flatbed operations. BMC-91X filings are submitted as part of the policy placement process—flatbed for-hire motor carriers are in the program from the moment the policy is placed.
Construction and Contractor Operations
Contractors, construction companies, and equipment transport businesses using flatbed trucks to haul materials, machinery, and oversize loads carry commercial auto liability exposure across their operations. Commercial auto insurance for flatbed trucks is available for contractor and construction operations—priced to the specific profile of each operation rather than a generic rate.
Heavy Haul and Specialized Flatbed Operations
Heavy haul operations—oversize and overweight loads, specialized equipment transport, and lowboy operations—carry a distinct liability profile from standard flatbed freight. Coverage is available for heavy haul flatbed operations through the program. An appointed agent can confirm eligibility and coverage structure for a specific heavy haul or specialized flatbed operation.
Flatbed Truck Types We Cover
Flatbed insurance is available across a range of open-deck configurations. An appointed agent can confirm eligibility for a specific vehicle and operation.
Standard Flatbed Trucks—Class 7–8 open-deck trailers pulled by a semi tractor; the most common flatbed configuration for general freight, steel, and construction materials; 48-foot and 53-foot configurations.
Step Deck Trucks—two-level open-deck trailers allowing taller cargo that exceeds standard height limits; used in equipment transport and oversized freight; also referred to as drop deck trailers.
Lowboy Trailers—low-clearance configurations for heavy equipment and oversized loads; used in construction equipment transport and heavy haul operations.
Flatbed Pickup Trucks—light-duty flatbed configurations including F350, Ram 5500, and similar models used in local hauling, contractor work, and hotshot operations; also referred to as commercial flatbed pickup in some markets.
Extendable Flatbeds—variable-length configurations for oversize and long freight; used in steel, lumber, and specialty cargo transport.
Double Drop Trailers—well-style configurations for maximum height clearance; used in heavy equipment and machinery transport.
Flatbed Cargo and Operations We Cover
Flatbed truck insurance is available for a range of cargo types and hauling operations. An appointed agent can confirm eligibility for a specific cargo type and operation.
Steel and Coil—steel coil, plate, pipe, and structural steel; securing requirements and cargo weight are primary considerations; also referred to as flatbed coil securement cargo in the industry.
Lumber and Building Materials—construction lumber, plywood, and building materials; common in regional and local flatbed operations; also referred to as lumber delivery flatbed operations.
Construction Equipment—machinery, excavators, and construction equipment transported on flatbed, step deck, and lowboy configurations.
General Freight—palletized and strapped freight that does not require an enclosed trailer; the broadest flatbed cargo category.
Oversize and Overweight Loads—permit loads, wide loads, and overweight freight requiring special routing and state permits; heavy haul flatbed operations; physical damage coverage for oversize and overweight loads is subject to eligibility review.
Auto Hauling—vehicle transport on flatbed and specialized flatbed-based auto transport; an appointed agent can confirm eligibility for a specific auto hauling configuration.
Commercial Flatbed Insurance Coverage
A complete flatbed truck insurance program involves several coverages, each addressing a different aspect of the operation’s exposure. The coverages below are available for flatbed operations through appointed independent agents.
Core Coverages
Additional Coverages
Flatbed Truck Insurance Cost
Flatbed truck insurance cost is determined by the specific profile of each operation. The determination is individual: the rate reflects the operator’s own safety record and operating history, not a market average that treats every flatbed operation the same way. Several factors influence the final rate:
Type of operation—general freight, steel and coil, heavy haul, oversize loads, and construction materials each carry different operating characteristics that are reflected in the rate.
Flatbed configuration—standard flatbed, step deck, lowboy, and specialty configurations are considered in pricing.
Cargo type—the nature of the freight being transported, including commodity type, value, and securing requirements, factors into the rate.
Driving history—the safety record and CDL experience of scheduled operators are considered; prior violations and loss history are considered alongside.
Operating radius—local, regional, and long-haul interstate operations are rated differently.
Coverage limits selected—the liability limit selected is considered; freight brokers and shippers commonly specify minimum limits.
New authority or established operation—new authority operations typically carry higher initial premiums; the rate is reviewed at renewal as the operation builds a record.
An appointed agent can request a flatbed insurance quote for a specific operation and state.
For Agents Who Write Transportation
STAR Mutual gives agents who place trucking business a carrier that works: a clear appetite answer on every submission, a rate that holds at renewal, and a program that keeps safety-first operators on the book.
Fast
Same-Day Eligibility
a fast, clear answer—same-business-day quote review
Fast Filings
BMC-91X and Form E/F filings in 24–48 hours of binding; COIs same day
Easy
Online from Quote to Bind
quote, bind, and service online—filings handled, COIs same-day
No-Interest Billing
zero-interest direct bill, no third-party finance company
Fair
Performance-Based Pricing
the rate reflects each operator's own safety record and history
Disciplined Pool
safety-first operators aren’t carrying the market’s losses
Ready to Place Flatbed Truck Coverage?
Same-day eligibility. Fast filings. A rate that reflects the operator’s own record. STAR Mutual is built for safety-first operators. For the agents who place them, it’s a program that holds at renewal. Long-term relationships start with the right appointment.
States We Cover
Flatbed truck insurance is available across 40 states—from Texas and California to Florida and Illinois—through appointed independent agents. Coverage availability varies by operation type and state—an appointed agent can confirm availability for a specific flatbed operation and location.
Explore States We Cover
Other Vehicle Types We Insure
Coverage is available for a wide range of commercial vehicles beyond flatbed trucks. An appointed agent can confirm eligibility for a specific vehicle type and operation.
Semi Truck / Tractor—Class 7–8 power units for long-haul and regional freight
Hotshot Truck—time-sensitive freight on gooseneck trailers
Dump Truck—construction, excavation, and aggregate hauling
Box Truck—local delivery and freight distribution
Cargo Van—last-mile delivery and courier operations
Tow Truck—roadside assistance and recovery
Car Hauler—vehicle transport and dealership logistics
Reefer / Refrigerated Truck—temperature-controlled transport
Frequently Asked Questions About Flatbed Truck Insurance
What is the normal insurance coverage for a flatbed truck?
Commercial flatbed insurance coverage typically involves commercial auto liability as the foundational coverage—addressing third-party bodily injury, property damage, and legal defense costs. Physical damage coverage addresses repair or replacement costs for the flatbed truck itself. Motor truck cargo insurance addresses loss or damage to freight hauled for others. Uninsured and underinsured motorist coverage and personal injury protection are available depending on the state and the nature of the operation. An appointed agent can confirm the full coverage structure appropriate for a specific flatbed operation.
What kind of insurance do I need for a flatbed truck?
At minimum, a flatbed truck used for commercial purposes carries commercial auto liability insurance as part of its operating structure. For flatbed carriers operating as for-hire motor carriers under FMCSA authority, the BMC-91X filing is part of the authority activation process. Beyond the liability minimum, most freight brokers and shippers specify motor truck cargo insurance as part of their requirements for working with a flatbed carrier. Physical damage coverage addresses the truck itself. The full coverage structure varies by type of operation, the cargo being hauled, and the states in which the flatbed operates. An appointed agent can confirm the coverage structure appropriate for a specific flatbed operation.
Does a flatbed trailer need its own insurance?
A flatbed trailer is a separate scheduled unit from the tractor that pulls it. Commercial auto liability insurance addresses the tractor's third-party liability exposure. Physical damage coverage for the trailer itself—is a separate coverage consideration available through the RTA partner program where applicable. An appointed agent can confirm the coverage structure appropriate for a specific tractor and flatbed trailer combination.
Can I use personal auto insurance for a flatbed truck?
Personal auto policies are not designed to cover vehicles used for commercial purposes. Any flatbed truck operated for commercial hauling—whether for-hire freight, contractor work, or equipment transport—falls within the operating structure for commercial auto insurance. Insuring a flatbed truck for commercial use requires a commercial auto liability policy. An appointed agent can confirm the coverage structure appropriate for a specific flatbed operation.
How much is flatbed truck insurance?
Flatbed truck insurance cost depends on the specific profile of each operation—flatbed configuration, type of freight, driving history, operating radius, cargo type, and the coverage limits selected. New authority operations typically carry higher initial premiums, with the rate reviewed at renewal as the operation builds its own record. The rate reflects the operator's own record—not a market average. An appointed agent can request a flatbed insurance quote for a specific operation and state.
On this page
How to Get Insurance with STAR Mutual RRG
STAR Mutual insurance coverage is available exclusively through appointed independent agents—agents who know the program, understand the appetite, and can give a same-day answer on eligibility.
1
Ask the agent
The operator's current insurance agent can confirm whether they are appointed with STAR Mutual; if not, they can be appointed through the 'Get appointed' form submission.
2
Submit the operation details
The agent gets access to our platform and submits the operation details—vehicle type, trucking class, operating radius, and driver history. Most submissions receive an immediate eligibility response, same day.
3
Get the policy placed
Once eligible, the policy is placed online. COIs are available same day. BMC-91X and state filings are submitted as part of the placement process; the MCS-90 endorsement is issued with the policy.
Get appointed
Agent login
How to Get Insurance with STAR Mutual RRG
STAR Mutual insurance coverage is available exclusively through appointed independent agents—agents who know the program, understand the appetite, and can give a same-day answer on eligibility.
1
Ask the agent
The operator's current insurance agent can confirm whether they are appointed with STAR Mutual; if not, they can be appointed through the 'Get appointed' form submission.
2
Submit the operation details
The agent gets access to our platform and submits the operation details—vehicle type, trucking class, operating radius, and driver history. Most submissions receive an immediate eligibility response, same day.
3
Get the policy placed
Once eligible, the policy is placed online. COIs are available same day. BMC-91X and state filings are submitted as part of the placement process; the MCS-90 endorsement is issued with the policy.
Get appointed
Agent login
Related Resources
Become a STAR Agent
Become a STAR Agent
Get access to unparalleled technology-based service to quote and bind your clients in minutes.
Get appointed
Agent login
Thousands of agents across the United States | Same-day quotes, ready to bind
STAR Mutual Risk Retention Group offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.
Contact
855-5MY-STAR (855-569-7827)
STAR Mutual RRG
PO Box 51414, Philadelphia
PA 19115
General inquiries:
Agent inquiries:
Claim inquiries:
Coverage
The information presented on this website is for general informational purposes only and does not constitute legal, regulatory, or business advice. Readers are encouraged to consult with qualified legal or insurance professionals regarding questions specific to their circumstances.
The content is provided for general informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, insurance in any jurisdiction where STAR Mutual RRG is not licensed or registered. Any description of coverage is general and subject to the terms, conditions, and exclusions of the actual policy.
STAR Mutual Risk Retention Group offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.
Contact
855-5MY-STAR (855-569-7827)
STAR Mutual RRG
PO Box 51414, Philadelphia
PA 19115
General inquiries:
Agent inquiries:
Claim inquiries:
Coverage
The information presented on this website is for general informational purposes only and does not constitute legal, regulatory, or business advice. Readers are encouraged to consult with qualified legal or insurance professionals regarding questions specific to their circumstances.
The content is provided for general informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, insurance in any jurisdiction where STAR Mutual RRG is not licensed or registered. Any description of coverage is general and subject to the terms, conditions, and exclusions of the actual policy.
STAR Mutual Risk Retention Group offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.
Contact
855-5MY-STAR (855-569-7827)
STAR Mutual RRG
PO Box 51414, Philadelphia
PA 19115
General inquiries:
Agent inquiries:
Claim inquiries:
Coverage
The information presented on this website is for general informational purposes only and does not constitute legal, regulatory, or business advice. Readers are encouraged to consult with qualified legal or insurance professionals regarding questions specific to their circumstances.
The content is provided for general informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, insurance in any jurisdiction where STAR Mutual RRG is not licensed or registered. Any description of coverage is general and subject to the terms, conditions, and exclusions of the actual policy.
© 2026 - STAR Mutual RRG. All rights reserved.