Licensing Information

At STAR Mutual RRG, we prioritize transparency and compliance to give our policyholders confidence in their coverage. We are a Tennessee domiciled RRG, proud to provide commercial auto liability coverage in 40 states, meeting the regulatory requirements in each jurisdiction where we operate. We focus on delivering reliable, legally compliant insurance solutions you can trust.

Our commercial auto coverage footprint

Commercial auto liability insurance available in 40 states, with one more state on the way.

Physical damage coverage available in 10 states, with 3 more states to follow shortly.

STAR Mutual RRG commercial auto insurance coverage map
STAR Mutual RRG commercial auto insurance coverage map

STAR Mutual RRG licensing FAQs

STAR Mutual RRG licensing FAQs

What does it mean for an insurance company to be licensed?

A licensed insurance company meets the legal and financial requirements set by the Department of Insurance in the state in which it operates. This process ensures that the company is financially stable, complies with regulatory standards, and operates fairly and transparently. For consumers, working with a licensed insurer means their coverage is legitimate and recognized under the law.

What are the advantages of working with a licensed insurance provider?

How does STAR Mutual RRG ensure compliance with state regulations?

What is the Liability Risk Retention Act, and how does it protect policyholders?

How can I verify that STAR Mutual RRG is registered to do business in my state?

Is STAR Mutual RRG coverage valid outside the states mentioned above?

What happens if my business operates in states where STAR is not registered to do business?

What does it mean for an insurance company to be licensed?

A licensed insurance company meets the legal and financial requirements set by the Department of Insurance in the state in which it operates. This process ensures that the company is financially stable, complies with regulatory standards, and operates fairly and transparently. For consumers, working with a licensed insurer means their coverage is legitimate and recognized under the law.

What are the advantages of working with a licensed insurance provider?

How does STAR Mutual RRG ensure compliance with state regulations?

What is the Liability Risk Retention Act, and how does it protect policyholders?

How can I verify that STAR Mutual RRG is registered to do business in my state?

Is STAR Mutual RRG coverage valid outside the states mentioned above?

What happens if my business operates in states where STAR is not registered to do business?

What does it mean for an insurance company to be licensed?

A licensed insurance company meets the legal and financial requirements set by the Department of Insurance in the state in which it operates. This process ensures that the company is financially stable, complies with regulatory standards, and operates fairly and transparently. For consumers, working with a licensed insurer means their coverage is legitimate and recognized under the law.

What are the advantages of working with a licensed insurance provider?

How does STAR Mutual RRG ensure compliance with state regulations?

What is the Liability Risk Retention Act, and how does it protect policyholders?

How can I verify that STAR Mutual RRG is registered to do business in my state?

Is STAR Mutual RRG coverage valid outside the states mentioned above?

What happens if my business operates in states where STAR is not registered to do business?

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STAR Mutual Risk Retention Group (“STAR”) offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.

Contact

855-5MY-STAR (855-569-7827)
STAR Mutual RRG
PO Box 51414, Philadelphia
PA 19115

General inquiries:

Agent inquiries:

Claim inquiries:

The information presented on this website is for general informational purposes only and does not constitute legal, regulatory, or business advice. Readers are encouraged to consult with qualified legal or insurance professionals regarding questions specific to their circumstances.

The content is provided for general informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, insurance in any jurisdiction where STAR Mutual RRG is not licensed or registered. Any description of coverage is general and subject to the terms, conditions, and exclusions of the actual policy.

© 2025 - STAR Mutual RRG. All rights reserved.

Demotech Financial Stability Rating Badge
AM Best Financial Strength Rating Badge

STAR Mutual Risk Retention Group (“STAR”) offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.

Contact

855-5MY-STAR (855-569-7827)
STAR Mutual RRG
PO Box 51414, Philadelphia
PA 19115

General inquiries:

Agent inquiries:

Claim inquiries:

The information presented on this website is for general informational purposes only and does not constitute legal, regulatory, or business advice. Readers are encouraged to consult with qualified legal or insurance professionals regarding questions specific to their circumstances.

The content is provided for general informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, insurance in any jurisdiction where STAR Mutual RRG is not licensed or registered. Any description of coverage is general and subject to the terms, conditions, and exclusions of the actual policy.

© 2025 - STAR Mutual RRG. All rights reserved.

Demotech Financial Stability Rating Badge
AM Best Financial Strength Rating Badge

STAR Mutual Risk Retention Group (“STAR”) offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.

Contact

855-5MY-STAR (855-569-7827)
STAR Mutual RRG
PO Box 51414, Philadelphia
PA 19115

General inquiries:

Agent inquiries:

Claim inquiries:

The information presented on this website is for general informational purposes only and does not constitute legal, regulatory, or business advice. Readers are encouraged to consult with qualified legal or insurance professionals regarding questions specific to their circumstances.

The content is provided for general informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, insurance in any jurisdiction where STAR Mutual RRG is not licensed or registered. Any description of coverage is general and subject to the terms, conditions, and exclusions of the actual policy.

© 2025 - STAR Mutual RRG. All rights reserved.