Next-Gen Commercial Auto and Truck Insurance

Easily quote, bind, and manage insurance policies.
Get reliable and affordable protection. Fast.

  • Cargo van, unlimited miles, clean MVR

    PA

    $5,750

    Owner-operator

  • Hotshot, car hauler, good safety scores, long haul

    IL

    $8,200

    1-5 vehicles

  • Last mile delivery, cargo vans

    TX

    $8,320

    1-5 vehicles

  • Dry van, new venture, clean record, 1,500,000 liability limits

    NJ

    $17,800

    Owner-operator

  • Straight truck, new venture, out of state driver

    VA

    $11,900

    1-5 vehicles

  • Dry van, lapse in coverage, long haul

    CA

    $14,260

    Owner-operator

  • Refrigerated goods hauling, drivers with 1+ years of experience

    NV

    $16,970

    5-10 vehicles

  • Straight trucks fleet, out of state and some drivers with under 2 years of experience

    CA

    $13,170

    10+ vehicles

  • Box trucks, prior loss, favorable safety scores

    AZ

    $9,430

    1-5 vehicles

  • Car haulers, liability limits $1,500,000

    NJ

    $17,200

    1-5 vehicles

  • Car haulers, favorable loss history and safety scores

    PA

    $12,010

    5-10 vehicles

  • Dry van fleet, drivers under 2 years of experience and prior claim

    IL

    $15,250

    1-5 vehicles

  • Car hauler, hotshot operations

    OK

    $16,900

    1-5 vehicles

  • Dry van, one year in business, no claims

    TX

    $12,730

    1-5 vehicles

  • Refrigerated goods hauling, long haul, out of state drivers

    CA

    $14,150

    Owner-operator

  • Fleet, out of state drivers with prior claims, implemented corrective actions

    SD

    $13,050

    10+ vehicles

  • Fleet, renewal, steady growth

    OH

    $12,680

    10+ vehicles

  • Sand and gravel, local

    TX

    $11,740

    Owner-operator

  • Flatbed small fleet, steady growth, favorable loss ratio and safety scores

    PA

    $9,600

    5-10 vehicles

  • Refrigerated goods hauling, long haul, out of state drivers

    SC

    $14,340

    5-10 vehicles

  • Sand and gravel, clean MVRs, favorable loss ratio and safety scores

    FL

    $14,130

    1-5 vehicles

  • Small fleet of box trucks, long haul, out of state drivers

    WA

    $13,550

    5-10 vehicles

  • Small cargo van fleet, mixed operations, favorable loss runs and safery scores

    WY

    $7,170

    1-5 vehicles

  • Dry van, favorable safety scores and loss ratio

    TN

    $12,000

    Owner-operator

  • Flatbed operations, favorable development with prior claims

    MD

    $15,560

    5-10 vehicles

  • Dry vans, long haul, favorable safety scores with prior claims

    IN

    $17,590

    5-10 vehicles

  • Cargo vans, unlimited miles

    GA

    $10,070

    1-5 vehicles

  • Box trucks, favorable loss ratio and safety, steady growth

    DE

    $10,530

    1-5 vehicles

  • Refrigerated goods hauling, unlimited miles, favorable history, less than 2 years of experience

    CT

    $15,540

    1-5 vehicles

  • Car haulers, hotshots, long haul, new venture with 1 year of experience

    WI

    $10,730

    1-5 vehicles

Insurance made for the 21st century

Expect better service: modern, responsive, and efficient. No wasted steps—just fast, effective results.

At STAR, we are transforming the outdated insurance process. With decades of experience and advanced technology, we deliver quick, bindable quotes and reliable long-term commercial auto liability coverage for operators committed to safety.

Thousands

of agents represent us
across the United States

of agents represent us across the United States

2 minutes

to get a quote

Exceptional Financial Stability

Rated “A” (Exceptional) by Demotech and “B+” by A.M. Best for financial strength, as well as reinsured by “A+” (Superior) rated reinsurance carriers.

Owned by our insureds

As an RRG, we are a liability company owned by its members and operate under state regulated guidelines.

Financial rewards and discounts

We aim to alleviate the significant overhead costs that burden transportation businesses.

Proactive risk management

We are committed to transforming our insureds into better and safer operators by enhancing conscious business practices.

Unmatched technology
to serve for good

Unmatched technology
to serve for good

Actions speak louder than words. We are actually transforming time- and effort-consuming processes for agents and our insureds. With our dynamic underwriting, progressive rating model and one of the fastest price indications, you get immediate eligibility determination for 99% of accounts.

More about us

More about us

States where we write

We offer commercial auto insurance in 34 states.
We are also licensed in 4 more states, and will roll out the products in our portal very soon.

Commercial auto coverages

An essential component of insurance, providing financial protection for transportation businesses in the event of accidents involving their vehicles.

Auto Liability

Commercial auto liability insurance protects businesses from significant financial loss. It is required by law and combines Bodily Injury and Property Damage coverage to indemnify the other party if the insured is found liable in the accident. This coverage includes payments for pain and suffering, repairs, medical expenses of other parties and our legal costs to protect the insureds.

Personal Injury Protection

Personal Injury Protection (PIP) coverage provides financial aid for medical expenses and other related costs for the driver and passengers of a commercial vehicle, regardless of who is at fault in an accident. It ensures the insured party receives the immediate support they need.

Underinsured Motorist

Underinsured Motorist Coverage (UIM) protects businesses and their drivers if they are involved in an accident with a party whose insurance coverage limits are too low to cover the injuries and damages incurred in an accident. It provides an added layer of financial protection and allows businesses to recover the costs while maintaining financial stability and operations.

Uninsured Motorist

Uninsured Motorist Coverage (UM) covers the insured business’s drivers and passengers in the event of an accident caused by a driver who does not have insurance and includes hit-and-run accidents where it’s impossible to identify the at-fault driver. UM includes Bodily Injury and Property Damage and is required by law in some states.

Business vehicles covered

Flexible coverage for a wide range of commercial vehicles. From delivery vans and trucks to company cars and specialized utility vehicles, our policies are designed to meet the unique needs of any fleet.

Box truck

Pickup truck

Cargo van

Dry van

Flatbed

Semi Truck

Dump truck

Tow truck

Waste hauler

Car hauler

Hotshot truck

Expeditor truck

Reefer

Business classes covered

Offering commercial auto liability coverage tailored for a wide range of commercial operations, from hauling general freight to running a specialized service like towing or last mile delivery.

General Freight

Dirt, Sand & Gravel hauler

Household Goods Mover

Towing

Garbage & Trash Removal

Last Mile Delivery (-26,000 Lbs)

Auto hauling

Hotshot trucking

For-hire trucking operations

Expeditor trucking

Refrigerated Goods hauling

Machinery & heavy equipment (overweight and oversized)

Logging (limited accidental exposure/operations)

Debris removal / waste haulers

Steel hauling

Some commercial vehicle classes are excluded:

Freight Forwarder / Broker

Agricultural hauler

Livestock hauler

Coal hauler

Oilfield materials hauler

Septic waste removal truck / hauler

Fracking, Sand & Water hauler

Emergency Services vehicle

Tree trimmer vehicle

Auto dismantler vehicle

Scrap metal / auto (junk or scrap haulers)

Lunch truck / Food truck / Catering truck

Building wrecker / heavy duty wrecker truck

Newspaper Delivery vehicle

Hazardous materials / Hazmat haulers

Boat haulers

Bus

Escort vehicle

Ash removal vehicle

Armored car / vehicle

Rental and Leasing Operations

Hazardous materials / Hazmat haulers*

*pure (100%) alcohol in bulk

*flammable or combustible liquids or gases

*fireworks, fuses, nitroglycerin, explosives, ammunitions, ammonium nitrate

*poisonous or radioactive material

*or any other commodity defined as “hazardous material” by the Department of Transportation

*caustic or corrosive chemicals

*petroleum or by-products

Become a STAR Agent

Become a STAR Agent

Get access to unparalleled technology-based service to quote and bind your clients in minutes.

Get appointed

Get appointed

Get appointed

STAR Mutual Risk Retention Group (“STAR”) offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.

Contact

855-5MY-STAR (855-569-7827)
STAR Mutual RRG
123 Center Park Drive
Suite 234 Knoxville, TN 37922

General inquiries:

Agent inquiries:

Claim inquiries:

© 2024 - STAR Mutual RRG. All rights reserved.

STAR Mutual Risk Retention Group (“STAR”) offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.

Contact

855-5MY-STAR (855-569-7827)
STAR Mutual RRG
123 Center Park Drive
Suite 234 Knoxville, TN 37922

General inquiries:

Agent inquiries:

Claim inquiries:

© 2024 - STAR Mutual RRG. All rights reserved.

STAR Mutual Risk Retention Group (“STAR”) offers commercial auto liability insurance to the members of Reliable Transportation Association (“RTA”), looking for accessible and reliable coverage.

Contact

855-5MY-STAR (855-569-7827)
STAR Mutual RRG
123 Center Park Drive
Suite 234 Knoxville, TN 37922

General inquiries:

Agent inquiries:

Claim inquiries:

© 2024 - STAR Mutual RRG. All rights reserved.